Field staff
Verify parcels, photograph them and record what they saw, from a phone in the field.
Farmer FacilitatorPowered by Zaraat Dost
Input financing with a verified field behind every rupee.
Farmer onboarding, field verification, staff review, the bank's decision and disbursement in one pipeline. Loans are financed by Faysal Bank and drawn over the same surveyed parcels the mills use, in the same design family as Mills Facilitator.
Farmer FacilitatorPowered by Zaraat DostAwaiting Faysal Bank decision
- Farmer onboardingCNIC, mobile, land and the parcels to finance
- Field verificationA field officer visits the parcel and photographs it
- Staff reviewDocuments, acreage and the mill's survey reconciled
- 4Bank decisionThe bank approves an amount against verified acres
- 5DisbursementInputs released; repayment followed through the season
The file
- Applicant
- CNIC 31303-•••••••-1
- Parcels
- 3 · 11.2 ac surveyed
- Mill survey
- Matches, accepted 12 Sep
- Crop health
- On track, +4% on last year
- Inputs
- Urea 18 bags · sulphur 4
- Contract
- Terms recorded, awaiting decision
Three of five stages complete. Every decision is recorded with who took it and when.
Financing partner
Faysal Bank
Loans through Farmer Facilitator are financed by Faysal Bank. Zaraat Dost brings the surveyed parcel, the field verification and the crop behind the loan; the bank takes the decision and releases the funds.
One pipeline, end to end
From the first visit to the last repayment.
Every stage is recorded with who took it and when. Farmers initiate; staff and the bank decide.
- 01
Farmer onboarding
The farmer's identity, mobile and land are recorded, and the parcels to be financed are named against the mill's survey.
- 02
Field verification
A field officer visits the parcel, photographs it and confirms the crop and the acreage on the ground.
- 03
Staff review
Documents, acreage and the mill's survey are reconciled. Exceptions are resolved before anything reaches the bank.
- 04
The bank's decision
The bank approves an amount against verified acres, with the pricing recorded.
- 05
Disbursement
Inputs are released and repayment is followed through the season, with the crop behind the loan under watch.
Why it is different
Drawn over parcels that were surveyed on the ground.
Most agricultural lending sees paperwork. Farmer Facilitator sees the field: surveyed by the mill, photographed by a field officer, watched from space through the season.
- Financed by Faysal Bank; loans in inputs, not cash: urea, sulphur and other inputs, with returns recorded per grower
- Loan acreage reconciled with the mill's own survey records
- Applicant CNIC and photo verification before review
- The terms of every approved contract recorded with the acreage behind it
- Crop monitoring over financed fields: on track, slipping or behind, with the measurements
- Identifiers rest masked; every figure carries its age; the app never invents a number the server did not send
Bank staff
Review the file, the documents and the mill's survey side by side, and record the decision.
Administrators
Users, roles, the reconciliation exceptions and the full audit trail of who did what, when.
Also from Zaraat Dost
Request a demo
Bring your loan book to the field.
We will show you the pipeline over real surveyed parcels, from a farmer's first visit to the bank's decision.